Toni Malicdem serves as Senior Clinical Risk Manager at K&B Specialty Insurance, where she brings extensive experience in healthcare-related insurance and a passion for supporting those who provide care in our communities. In her leadership role, Toni oversees strategic development, risk management and loss control, as well as broker relationships within the CareAgents division, which focuses on delivering specialized insurance solutions for senior living providers.
With a strong background in program management and a deep understanding of the unique risks facing the care industry, Toni is known for her ability to craft tailored insurance programs that align with both regulatory requirements and real-world operational needs. Her collaborative style and client-first mindset have helped establish K&B Specialty Insurance as a trusted partner for agents and insureds nationwide.
Toni is committed to advancing the mission of CareAgents by combining thoughtful risk management strategies with responsive, hands-on service. Her leadership continues to drive innovation, strengthen relationships, and support the growth of the care industry through reliable, forward-thinking insurance solutions.
