RISE Habitational

Habitational Risk Management and Property Insurance

Habitational Risk Management and Insurance Program

RISE delivers specialized risk management and insurance solutions through agents and brokers to help today’s upscale real estate and property managers minimize or mitigate their risk.

Contact

RISE Habitational

Phone: 317-753-8008

About RISE

Property managers face a wide variety of risks in today’s world. The varied and liability-prone nature of property management work requires professional and general liability expertise. RISE was borne from Tradesman’s involvement with construction property as coverage needs changed from builder’s risk to maintenance and general liability.

At RISE, we take a holistic approach to risk management with expertise in loss control services and end-to-end claims management. Our team has the unique ability to handle complex commission structures and policy changes resulting in highly efficient service for your clients.

We remain focused on prevention services, the integration of core safety principles and custom underwriting tools for rate development, predictive modelling, and data mining.

Speak with an Expert

Name
RISE Habitational

What We Write

Habitational General & Excess Liability

Availability:
NY & NJ – Admitted/E&S; All other States E&S (AL, AZ, CA, CT, FL, GA, LA, MA, NC, NM, PA, SC, TX & VA)

Features:
ISO General Liability

  • $1MM per occurrence / $2MM general aggregate (minimum)
  • $2MM per occurrence / $4MM general aggregate (maximum)
  • Excess Liability Limits: $3MM
  • Minimum Premium: $200,000 in the 5 Boroughs for $1/$2/$2 Limits; $250,000 in the 5 Boroughs for $2/$4/$4 Limits; $150,000 Outside of 5 Boroughs

Eligibility Map

Who We Insure:

  • Real Estate Property Owners, Landlords & Managers
  • Real Estate Developers (excluding construction operations)
  • Apartments (including low income, subsidized, section 8, section 42)
  • Condos, Co-Ops, Townhome Associations
  • Senior & Retirement facilities (no assisted living providing medical)
  • Commercial Lessors Risk locations
  • Shopping Centers & Strip Malls
  • Light Industrial facilities
  • Office Buildings & Condominiums
  • Warehouses
  • Parking Garages (in conjunction with living facilities)
  • Student Housing

Program Highlights:

  • A.M. Best A- (Excellent) VIII financial stability
  • Conservative Underwriting Approach
  • NY Labor Law Coverage is Provided
  • Full-service platform capabilities
  • Consistent schedules
  • Credible, Complete Loss Data and Historical Exposures
  • Crime Score Underwriting
  • Mandatory Deductible or SIR – (Skin in Game)
  • Emphasis on Mandatory Loss Control Metrics, including but not limited to:
    • Inspection of property and adequate insured loss control budget for cameras, lighting improvements (ideally pre-binding)
    • Incident Reporting, real time, thru smart phone app
    • Mandatory Standardized Third-Party contracts with vetting process (for construction subs, snow removal, security, etc.)
  • Limited, trustworthy trading partners
  • Insureds who will allocate resources to mandatory risk management practices

Applications

NameFormatDownload / Form
RISE Real Estate Supplemental ApplicationDownload
RISE SOVDownload

Why Work with RISE?

Real Estate and Property niche market focus

Industry Expertise

Full-service, specialty MGU platform

Experienced Management Team

Impressive U/W Performance

Industry Expertise

Roosevelt Road Re Capacity

Diverse panel of 30+ Authorized Reinsurers

Apply to become one of our appointed brokers today!

Do you need to file a claim?

Our Team

The RISE management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.

Steve Sanchez

Steve Sanchez

CUO
Nick Markgjonaj

Nick Markgjonaj

Senior Casualty Underwriter
Kymbra Lier, CLCS, TCS

Kymbra Lier, CLCS, TCS

Associate Underwriter

Steve Sanchez

CUO

Steve Sanchez brings 25 years of experience to the table which includes 17 years of Commercial Underwriting and Marketing for Property/Casualty, Umbrella/Excess Liability and Environmental Liability. Throughout his career, Steve has held multiple underwriting positions with top carriers and MGAs which include American International Group, Crum & Forster and Navigators Insurance Co. Steve’s previous role was with a well-recognized MGA focused on E&S construction placements as a wholesale broker for GL and Excess in NYC. Steve is a true New York construction expert, with a proven understanding of the unique underwriting exposures New York contractors.Steve comes equipped with strong technical underwriting knowledge, an influential approach to business relationships, highly developed research & analytical skills, and the ability to continue to develop our underwriting talent with a combined focus on carrier underwriting in casualty insurance and the wholesale industry.Steve is a licensed New York State Property & Casualty broker since 2007. He also has an Associate of Applied Science Degree in Paralegal Studies.

Phone

718-564-0624

Nick Markgjonaj

Senior Casualty Underwriter

Phone

845-820-0964

Kymbra Lier, CLCS, TCS

Associate Underwriter

Phone

914-265-9202
Lily Hickey

Lily Hickey

Director of Claims
Dan Hickey

Dan Hickey

Founder
Rick Ecklord

Rick Ecklord

CFO
Thomas Kelly

Thomas Kelly

General Counsel
Sean McDonnell

Sean McDonnell

CMO
Joe Mercurio Jr

Joe Mercurio Jr

SVP, Loss Control
Jennifer Pymm

Jennifer Pymm

Assoc General Counsel of Casualty
Samuel Hickey, CRIS

Samuel Hickey, CRIS

Director of Marketing
Jim Kilduff

Jim Kilduff

Director of Reinsurance
Greg Jablonsky

Greg Jablonsky

CIO

Lily Hickey

Director of Claims

Phone

914-267-0473

Dan Hickey

Founder

To the International Insurance Industry, Daniel Hickey brings 27 years of diverse insurance experience across the Property & Casualty industry, which includes the independent agency system, Domestic Insurance Company and unprecedented understanding of the Bermuda Re-insurance marketplace.  He graduated from Northeastern University in 1990 with a B.A. in Business Administration, majoring in finance with honors, (Cum Laude).Daniel served as CEO and Chairman of Majestic Holdings, LLC, a company he took public in 2005. Mr. Hickey led the negotiation and acquisition of Majestic Insurance Company. He succeeded in turning a B++ company into an A- “AM Best” rated company, grew premiums from roughly $50 million to over $150 million, and expanded the business into new states including NJ, NY, NV, and FL.Daniel Hickey Jr. has a thorough understanding of the intricacies of the insurance model from top to bottom, understands the role each key discipline plays in a successful operation and possesses the keen ability and vision to build and execute an effective company strategy.

Phone

845-453-1787

Rick Ecklord

CFO

Rick Ecklord is the Chief Financial Officer and joined in 2019 bringing 25 years of experience to the firm. Prior to joining TPM, Mr. Ecklord served as the President and COO of Sandell Re, Ltd. a Class 3A Bermuda Reinsurer, which he founded in 2014. During this period Mr. Ecklord also created a Joint Venture, SOBC Sandell, which focused on mid-cap investments in the insurance run-off space. He was with Sandell Asset Management, a Global Event Driven Hedge Fund, for 18 years where he was a Partner and Senior Managing Director. In this capacity he led investments in the Merger Arbitrage universe.Previously, Mr. Ecklord worked in Equity Derivative roles for Goldman Sachs, SLK Capital Markets and was a member of the American Stock Exchange. Mr. Ecklord graduated from The Citadel, The Military College of South Carolina in 1995 with a BS in Business Administration with a concentration in Finance.

Phone

917-617-8630

Thomas Kelly

General Counsel

Tom Kelly is a New York State admitted attorney who has practiced in New York for over 35 years. He is admitted to the Southern and Northern District Federal Courts as well as the 2nd Circuit Court of Appeals.Tom brings a wide range of experience to the company as his area of expertise is in personal injury litigation, insurance coverage disputes, and regulatory compliance. Tom has extensive experience in handling Labor Law Claims and will work hand in hand with our TPA and outside counsel to vigorously defend these actions. He is married with three children and sits on various civic minded boards in the Greater New York Area.Throughout his career, he has represented a number of insurance carriers including Main Street America, Liberty Mutual and Lloyds of London. He also represents several municipalities in defense of personal injury and constitutional violation claims including the City of Poughkeepsie Police, Town of Poughkeepsie and County of Dutchess.

Phone

914-474-1475

Sean McDonnell

CMO

Sean McDonnell has over 30 years of insurance experience and joins TPM after (10) years at RT Specialty where he brokered directors & officers and professional liability coverage. He began his career at Chubb & Son in 1989 as an excess umbrella underwriter, working in offices throughout Upstate NY and New York city. In 1995, Sean then joined Constitution Reinsurance in New York City as a facultative casualty underwriter and concentrated on general liability, umbrella and professional liability. In 2000, Sean then moved back to his hometown of Buffalo, NY and worked for American International Group as a Business Development Manager until late 2001 when joined Compensation Risk Managers, which was founded by Dan Hickey. Sean was regional sales manager and worked with independent agents throughout NY and NJ.

Phone

716-361-9505

Joe Mercurio Jr

SVP, Loss Control

Joe Mercurio has spent the last eight years of his career with Pro Safety Services, LLC as a Senior Safety Consultant. His experiences there include many big projects, such as:
  • Structure Tone- 10 Columbus Circle (SSM)
  • Roger & Sons/Turner Construction- 66 Hudson Blvd (SSM)
  • AECOM Tishman- Hudson Yards Tower E (CSFSM)
  • W&W Steel Erectors- Hudson Yards Retail and Tower A(Safety Manager)
  • Yonkers Contracting- Montreign Resort Casino at Adelaar (Safety Rep.)
  • Belway Electric- Regeneron Pharmaceuticals (Safety Rep.)
  • Lendlease- Winthrop University Hospital (Safety Rep.)
He is extremely qualified and has worked hard for his many certifications:
  • Certified Safety Professional (CSP)
  • Licensed NYC Site Safety Manager (SSM)
  • Associate Safety Professional (ASP)
  • Construction Health and Safety Technician (CHST)
  • 62 Supervisor SST Card
  • OSHA Authorized Construction Trainer
  • National Safety Council Defensive Driving Instructor
  • Construction Site Fire Safety Manager (CSFSM)
  • ATSSA Certified Flagging Instructor
  • ATSSA Certified Traffic Control Supervisor
  • 32 Hour Signal Person/Rigging Supervisor Trainer
  • 32 Hour Rigging Supervisor

Phone

845-206-7220

Jennifer Pymm

Assoc General Counsel of Casualty

Jennifer Pymm, Esquire, is a seasoned legal professional currently serving as the Associate General Counsel at Tradesman Program Managers. Prior to this position, Jennifer served as SVP of Claims and Senior Litigation Manager.In her current role, Jennifer oversees the entire claims team, comprising both attorneys and seasoned claims executives. Her responsibilities extend to managing litigation and claims handled by Gallagher Bassett, Tradesman’s third-party administrator (TPA). She collaborates closely with defense counsel, leveraging her legal and claims background to achieve optimal outcomes in the cases under her purview. Jennifer also maintains active communication with brokers, providing updates and conducting regular claim reviews.Jennifer has over 13 years in private practice in New York and has worked for two large insurance carriers, where she developed a thorough perspective on claims, litigation, and coverage. Her supervisory role at a TPA further enhanced her skills and understanding of the intricacies involved in achieving favorable results for insured partners.Beyond her professional accomplishments, Jennifer appreciates the collaborative spirit at Tradesman, especially as the company has experienced significant growth during her three-year tenure.Jennifer is admitted to practice law in New York and holds additional admissions to the SDNY, EDNY, NDNY, the 2d Circuit, and the United States Supreme Court, highlighting her extensive legal expertise.

Phone

332-345-3716

Samuel Hickey, CRIS

Director of Marketing

Sam is the Director of Marketing at Roosevelt Road Specialty. His primary responsibilities involve cultivating broker relationships, presenting new products, and marketing Tradesman Program Managers’ story industry wide. Sam plays a pivotal role in onboarding new clients, providing training on unique service offerings, and assisting in product development. Known for his ability to streamline communication across the organization, he thrives in Roosevelt Road’s flat organizational structure.A former Underwriting Associate at RT Specialty and a Retail Broker at Hotaling Insurance Services, Sam holds a degree in Marketing from the University of Tampa Sykes College of Business. He holds a CRIS (Construction Risk Insurance Specialist) and a Property and Casualty Brokers License. Sam takes pride in Tradesman’s exponential growth. A die-hard New York Jets fan, he enjoys attending home games with friends, family, and clients. Sam's passion lies in helping business owners safeguard their bottom line through top-notch loss control services and claim management.

Phone

845-392-3689

Jim Kilduff

Director of Reinsurance

Phone

682-712-6205

Greg Jablonsky

CIO

Greg Jablonsky has served as CIO of Roosevelt Road Specialty since 2021 and manages IT strategy and operations for all subsidiaries, including Roosevelt Road Reinsurance. His unique strength lies in attentive listening and effective communication. Greg is passionate about assisting and learning across business areas and routinely collaborates with the CFO on actuarial analyses. His fresh perspective enables seamless connections with different departments, enhancing overall efficiency. The most challenging aspect of Greg’s job is substantiating the time-intensive nature of IT projects to all parties involved. He takes pride in his career growth, maintaining a "What's Next" mindset. With eight years as a CIO, Greg's diverse experience includes roles at the New York Power Authority and IBM. He holds a Bachelor of Science in Information Systems from Pace University and enjoys golfing with members of the Buffalo Bills outside work.

Phone

332-345-3303

FAQs

What are the submission requirements?

Submission Requirements

To obtain a quote with the best possible terms, we need:
  • Minimum of 7 years, ground up and currently valued loss data with corresponding historical unit count.
  • 5 years of audited historical premium(s)
  • Completed ACORD application
  • Copy of current GL Policy with pricing, rating basis, terms and conditions.
  • If requesting 2/4/4 limits, please provide a copy of the current $1M x $1M or Umbrella Policy including pricing, terms and conditions.
  • Completed ‘RISE’ Supplemental Application
  • Completed ‘RISE’ Statement of Values with COPE information
  • Signed authorization of Loss Control Inspection (pre or post binding)
  • Copy of standard tenant lease
  • Copy of 3rd party contracts/hold harmless agreements that are utilized with all contractors/vendors.
Who is the carrier partner for RISE?

Clear Blue Insurance Group

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