Tradesman Program Managers

Trade Contractors & Construction Insurance

Tradesman is a market-leading insurance solution for the industry’s best trade and general contractors. Our program offers specialized coverages tailored to meet the needs of contractor and construction risks.

Contact

Tradesman Program Managers

Phone: 845-481-2936

About Tradesman Program Managers

Tradesman Program Managers (Tradesman) operates under a limited distribution model with appointed agencies and specializes in tailored General Liability Coverage for the construction industry. Our unique program combines expert underwriting, state-of-the-art technology, comprehensive loss control and risk mitigation to address industry-specific risks. Our success is based on the implementation of best safety practices and we invest heavily in customized loss prevention, proactively integrating core safety measures and real-time monitoring. Our services include underwriting, claims handling, loss control, and risk management, all reinforced by industry-savvy experts. Tradesman’s collaborative approach ensures you receive the expertise you need.

Speak with an Expert

Name
Tradesman Program Managers

What We Write

Commercial Trade Contractors

Availability:

Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.

Target Classes:

Carpentry, Concrete, Drywall, Electrical, Excavating, Framing, Grading, Masonry, Mechanical, Painting, Paving, Plastering, Plumbing, Steel Ornamental, Steel Structural, Tile Work-Indoor, Wallboard Install, HVAC

  • Trade Contractors (subcontracting less than 25% of work)
  • Non-Construction Defect States for residential Construction will not be considered in specific states

Features:

  • Admitted (NJ & NY) & Non-Admitted (all other available states). We also write Out-of-State Subcontractors
  • Limits – $1M/$2M (Outside NY) up to $2M/$4M Primary Layer – $10M Total Aggregate (Subject to UW discretion) – Minimum Deductible (NY & NJ) $25K – All other states $10K

Eligibility Map

For general questions/inquiries, please contact:
info@tradesmanprogram.com

For all claims inquiries, please contact:
claims@tradesmanprogram.com

For all submission inquiries, please contact:
submissions@tradesmanprogram.com

For all audit inquiries, please contact:
audit@tradesmanprogram.com

Commercial General Contractors

Availability:

Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.

Target Classes:

  • General Contractors with incidental payroll. Majority of work must be subcontracted out.
  • Targeted Sales* $25M+ in NY & NJ; $15M+ all other states.

*may consider lower sales on case by case basis.

Features:
Admitted policy (NJ & NY) & Non-Admitted (all other available states)

Limits:

  • $2M/$4M Primary
  • $8M Excess GL Only ($3M Lead XS $5M High XS)
  • Up to $10M Aggregate (GL Only)
  • Minimum Deductible (NY & NJ) $25K – All other states $10K

Eligibility Map

For general questions/inquiries, please contact:
info@tradesmanprogram.com

For all claims inquiries, please contact:
claims@tradesmanprogram.com

For all submission inquiries, please contact:
submissions@tradesmanprogram.com

For all audit inquiries, please contact:
audit@tradesmanprogram.com

Program Highlights:

  • Select Broker Distribution
  • Admitted GL & XS Policies
  • Primary Non-Contributory
  • Waiver of Subrogation
  • Blanket Additional Insured
  • Per Project Aggregate capped at $10M
  • NY Labor Law Coverage is Provided

Services:

  • Underwriting and policy issuance
  • Multi-line P&C claims handling performed by licensed adjusters
  • Loss control and risk management services
  • Best-in-Class risk management SaaS platform

Applications

NameFormatDownload / Form
Tradesman Broker Appointment QuestionnaireOnline Form
Tradesman Supplemental ApplicationDownload
Tradesman WIP (Work In Progress) ScheduleDownload
Tradesman Subcontractor's ScheduleDownload
Tradesman General Liability ClaimOnline Form
Workers' Compensation IncidentOnline Form
TPM Regulatory DisclosureDownload
Auto & Artisan Contractors General Liability & Excess Liability ApplicationDownload
Auto Supplemental Application – NY State OnlyDownload
Auto Supplemental Application – CA State OnlyDownload

Why Work with Tradesman Program Managers?

25+ Years of insurance experience

Industry Expertise

Industry Expertise

Specialized Coverages

Specialty MGU service platform

Specialty MGU service platform

Experienced Management Team

Experienced Management Team

Impressive U/W Performance

Impressive U/W Performance

Roosevelt Road Re Capacity

Roosevelt Road Re Capacity

Diverse panel of 30+ Authorized Reinsurers

Diverse panel of 30+ Authorized Reinsurers

Apply to become one of our appointed brokers today!

Do you need to file a claim?

Our Team

The TRADESMAN management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.

Dan Hickey

Dan Hickey

Founder
Rick Ecklord

Rick Ecklord

CFO
Thomas Kelly

Thomas Kelly

General Counsel
Steve Sanchez

Steve Sanchez

CUO
Sean McDonnell

Sean McDonnell

CMO
Joe Mercurio Jr

Joe Mercurio Jr

SVP, Loss Control
Jennifer Pymm

Jennifer Pymm

Assoc General Counsel of Casualty
Samuel Hickey, CRIS

Samuel Hickey, CRIS

Director of Marketing
Jim Kilduff

Jim Kilduff

Director of Reinsurance
Greg Jablonsky

Greg Jablonsky

CIO
Al Gutierrez

Al Gutierrez

VP of Broker Relations-West Coast

Dan Hickey

Founder

To the International Insurance Industry, Daniel Hickey brings 27 years of diverse insurance experience across the Property & Casualty industry, which includes the independent agency system, Domestic Insurance Company and unprecedented understanding of the Bermuda Re-insurance marketplace.  He graduated from Northeastern University in 1990 with a B.A. in Business Administration, majoring in finance with honors, (Cum Laude).Daniel served as CEO and Chairman of Majestic Holdings, LLC, a company he took public in 2005. Mr. Hickey led the negotiation and acquisition of Majestic Insurance Company. He succeeded in turning a B++ company into an A- “AM Best” rated company, grew premiums from roughly $50 million to over $150 million, and expanded the business into new states including NJ, NY, NV, and FL.Daniel Hickey Jr. has a thorough understanding of the intricacies of the insurance model from top to bottom, understands the role each key discipline plays in a successful operation and possesses the keen ability and vision to build and execute an effective company strategy.

Phone

845-453-1787

Rick Ecklord

CFO

Rick Ecklord is the Chief Financial Officer and joined in 2019 bringing 25 years of experience to the firm. Prior to joining TPM, Mr. Ecklord served as the President and COO of Sandell Re, Ltd. a Class 3A Bermuda Reinsurer, which he founded in 2014. During this period Mr. Ecklord also created a Joint Venture, SOBC Sandell, which focused on mid-cap investments in the insurance run-off space. He was with Sandell Asset Management, a Global Event Driven Hedge Fund, for 18 years where he was a Partner and Senior Managing Director. In this capacity he led investments in the Merger Arbitrage universe.Previously, Mr. Ecklord worked in Equity Derivative roles for Goldman Sachs, SLK Capital Markets and was a member of the American Stock Exchange. Mr. Ecklord graduated from The Citadel, The Military College of South Carolina in 1995 with a BS in Business Administration with a concentration in Finance.

Phone

917-617-8630

Thomas Kelly

General Counsel

Tom Kelly is a New York State admitted attorney who has practiced in New York for over 35 years. He is admitted to the Southern and Northern District Federal Courts as well as the 2nd Circuit Court of Appeals.Tom brings a wide range of experience to the company as his area of expertise is in personal injury litigation, insurance coverage disputes, and regulatory compliance. Tom has extensive experience in handling Labor Law Claims and will work hand in hand with our TPA and outside counsel to vigorously defend these actions. He is married with three children and sits on various civic minded boards in the Greater New York Area.Throughout his career, he has represented a number of insurance carriers including Main Street America, Liberty Mutual and Lloyds of London. He also represents several municipalities in defense of personal injury and constitutional violation claims including the City of Poughkeepsie Police, Town of Poughkeepsie and County of Dutchess.

Phone

914-474-1475

Steve Sanchez

CUO

Steve Sanchez brings 25 years of experience to the table which includes 17 years of Commercial Underwriting and Marketing for Property/Casualty, Umbrella/Excess Liability and Environmental Liability. Throughout his career, Steve has held multiple underwriting positions with top carriers and MGAs which include American International Group, Crum & Forster and Navigators Insurance Co. Steve’s previous role was with a well-recognized MGA focused on E&S construction placements as a wholesale broker for GL and Excess in NYC. Steve is a true New York construction expert, with a proven understanding of the unique underwriting exposures New York contractors.Steve comes equipped with strong technical underwriting knowledge, an influential approach to business relationships, highly developed research & analytical skills, and the ability to continue to develop our underwriting talent with a combined focus on carrier underwriting in casualty insurance and the wholesale industry.Steve is a licensed New York State Property & Casualty broker since 2007. He also has an Associate of Applied Science Degree in Paralegal Studies.

Phone

718-564-0624

Sean McDonnell

CMO

Sean McDonnell has over 30 years of insurance experience and joins TPM after (10) years at RT Specialty where he brokered directors & officers and professional liability coverage. He began his career at Chubb & Son in 1989 as an excess umbrella underwriter, working in offices throughout Upstate NY and New York city. In 1995, Sean then joined Constitution Reinsurance in New York City as a facultative casualty underwriter and concentrated on general liability, umbrella and professional liability. In 2000, Sean then moved back to his hometown of Buffalo, NY and worked for American International Group as a Business Development Manager until late 2001 when joined Compensation Risk Managers, which was founded by Dan Hickey. Sean was regional sales manager and worked with independent agents throughout NY and NJ.

Phone

716-361-9505

Joe Mercurio Jr

SVP, Loss Control

Joe Mercurio has spent the last eight years of his career with Pro Safety Services, LLC as a Senior Safety Consultant. His experiences there include many big projects, such as:
  • Structure Tone- 10 Columbus Circle (SSM)
  • Roger & Sons/Turner Construction- 66 Hudson Blvd (SSM)
  • AECOM Tishman- Hudson Yards Tower E (CSFSM)
  • W&W Steel Erectors- Hudson Yards Retail and Tower A(Safety Manager)
  • Yonkers Contracting- Montreign Resort Casino at Adelaar (Safety Rep.)
  • Belway Electric- Regeneron Pharmaceuticals (Safety Rep.)
  • Lendlease- Winthrop University Hospital (Safety Rep.)
He is extremely qualified and has worked hard for his many certifications:
  • Certified Safety Professional (CSP)
  • Licensed NYC Site Safety Manager (SSM)
  • Associate Safety Professional (ASP)
  • Construction Health and Safety Technician (CHST)
  • 62 Supervisor SST Card
  • OSHA Authorized Construction Trainer
  • National Safety Council Defensive Driving Instructor
  • Construction Site Fire Safety Manager (CSFSM)
  • ATSSA Certified Flagging Instructor
  • ATSSA Certified Traffic Control Supervisor
  • 32 Hour Signal Person/Rigging Supervisor Trainer
  • 32 Hour Rigging Supervisor

Phone

845-206-7220

Jennifer Pymm

Assoc General Counsel of Casualty

Jennifer Pymm, Esquire, is a seasoned legal professional currently serving as the Associate General Counsel at Tradesman Program Managers. Prior to this position, Jennifer served as SVP of Claims and Senior Litigation Manager.In her current role, Jennifer oversees the entire claims team, comprising both attorneys and seasoned claims executives. Her responsibilities extend to managing litigation and claims handled by Gallagher Bassett, Tradesman’s third-party administrator (TPA). She collaborates closely with defense counsel, leveraging her legal and claims background to achieve optimal outcomes in the cases under her purview. Jennifer also maintains active communication with brokers, providing updates and conducting regular claim reviews.Jennifer has over 13 years in private practice in New York and has worked for two large insurance carriers, where she developed a thorough perspective on claims, litigation, and coverage. Her supervisory role at a TPA further enhanced her skills and understanding of the intricacies involved in achieving favorable results for insured partners.Beyond her professional accomplishments, Jennifer appreciates the collaborative spirit at Tradesman, especially as the company has experienced significant growth during her three-year tenure.Jennifer is admitted to practice law in New York and holds additional admissions to the SDNY, EDNY, NDNY, the 2d Circuit, and the United States Supreme Court, highlighting her extensive legal expertise.

Phone

332-345-3716

Samuel Hickey, CRIS

Director of Marketing

Sam is the Director of Marketing at Roosevelt Road Specialty. His primary responsibilities involve cultivating broker relationships, presenting new products, and marketing Tradesman Program Managers’ story industry wide. Sam plays a pivotal role in onboarding new clients, providing training on unique service offerings, and assisting in product development. Known for his ability to streamline communication across the organization, he thrives in Roosevelt Road’s flat organizational structure.A former Underwriting Associate at RT Specialty and a Retail Broker at Hotaling Insurance Services, Sam holds a degree in Marketing from the University of Tampa Sykes College of Business. He holds a CRIS (Construction Risk Insurance Specialist) and a Property and Casualty Brokers License. Sam takes pride in Tradesman’s exponential growth. A die-hard New York Jets fan, he enjoys attending home games with friends, family, and clients. Sam's passion lies in helping business owners safeguard their bottom line through top-notch loss control services and claim management.

Phone

845-392-3689

Jim Kilduff

Director of Reinsurance

Phone

682-712-6205

Greg Jablonsky

CIO

Greg Jablonsky has served as CIO of Roosevelt Road Specialty since 2021 and manages IT strategy and operations for all subsidiaries, including Roosevelt Road Reinsurance. His unique strength lies in attentive listening and effective communication. Greg is passionate about assisting and learning across business areas and routinely collaborates with the CFO on actuarial analyses. His fresh perspective enables seamless connections with different departments, enhancing overall efficiency. The most challenging aspect of Greg’s job is substantiating the time-intensive nature of IT projects to all parties involved. He takes pride in his career growth, maintaining a "What's Next" mindset. With eight years as a CIO, Greg's diverse experience includes roles at the New York Power Authority and IBM. He holds a Bachelor of Science in Information Systems from Pace University and enjoys golfing with members of the Buffalo Bills outside work.

Phone

332-345-3303

Al Gutierrez

VP of Broker Relations-West Coast

Al Gutierrez brings over three decades of expertise to his role as Vice President of Broker Relations for our expanding West Coast initiatives. Throughout his career, Al has held pivotal positions in both regional and national insurance agencies, as well as insurance carriers. He has a profound understanding of the commercial insurance landscape and easily navigates complex issues.Al has an unique ability to cultivate business relationships based on innovation, strategic foresight, and a commitment to excellence. This makes for “win-win-win” benefits for him, his brokers and the carriers he works with. His leadership skills, coupled with his valued expertise in underwriting, distribution, and product development, positions him as a trusted ally to brokers and carriers alike.Roosevelt Road Specialty will benefit from Al's strategic approach and adept negotiation skills as we expand our footprint across the U.S. In his role as VP of Broker Relations for the West Coast, he provides an innate understanding of the market, selfless support to our distribution partners, and the leverage that comes from our limited distribution model and cutting-edge underwriting platform.

Phone

(714) 875-1116

FAQs

What are the submission requirements?

Submission Requirements

To obtain a quote with the best possible terms, we need:
  • Five years of currently valued loss runs within 90 days of the renewal date for GL
  • Current copy of the insured’s Contractors State License
  • Current “Work in Progress” schedule
  • Completed ACORD application including:
      • Expiring premium
      • 5 years of previously audited premiums
      • Completed Contractors Supplemental application
  • Loss control: Full pre-bind inspection of exterior work and post-bind verification inspections
  • Loss ratio: Five-year average loss ratio must not exceed 50%. Underwriting will review frequency vs. severity scenarios to determine binding.
  • Minimum length of time in business: Five years
  • Minimum premium: New York, New Jersey – $300,000
  • Large Loss Summary: Accounts with a loss exceeding $25,000 must provide a detailed claim summary.
Submit your business to: submisssions@tradesmanprogram.com TRADESMAN requires insureds to allow loss control to inspect their facilities; Completed Operations, complaints, and failures will be studied, and any remediation attempts will be noted. Loss Control will confirm if any behavior modification programs have been implemented to prevent further loss exposure.
Who is the carrier partner for Tradesman?

Carrier Partner

Clear Blue Insurance Group
Who are the claims partners for Tradesman?

Claims Partners

Gallagher Bassett
Goldberg Segalla
Pillinger, Miller, Tarallo
Fuchs Rosenzweig PLLC
Power Investigations
What are the claims highlights for Tradesman?

Claims Highlights

  • 8 in-house Labor Law Attorneys
  • Semi – Annual Claim Review
  • Quarterly WC Loss Run Reviews
  • Aggressive NYLL Fraud Investigation
  • Claim Oversight Manager Dedicated to each Insured
  • Early Reporting Training

 

Who are the loss partners for Tradesman?

Loss Control Partners

Fieldflo
  • Time Tracking & Payroll
  • Online Training and Certificate Tracking
  • Safety Management System
Samsara
  • Ai Dash Cams
  • Driver Safety & Coaching
  • Site Visibility
  • GPS Fleet Tracking
What are the loss control highlights for Tradesman?

Loss Control Highlights

  • Over 1,200 site visits annually
  • Monthly or bi-weekly visits for each insured
  • real time post incident investigations
  • Free HASP consultations
  • OSHA & DOB updates
  • In office Safety Consultations

Risk Engineering:

Each client will receive risk engineering services through the nation’s leading safety management team.

Proud Member of: