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Trade Contractors & Construction Insurance
Tradesman is a market-leading insurance solution for the industry’s best trade and general contractors. Our program offers specialized coverages tailored to meet the needs of contractor and construction risks.
Home » Our Specialties » Trade Contractors & Construction
About Tradesman Program Managers
Tradesman Program Managers (Tradesman) operates under a limited distribution model with appointed agencies and specializes in tailored General Liability Coverage for the construction industry. Our unique program combines expert underwriting, state-of-the-art technology, comprehensive loss control and risk mitigation to address industry-specific risks. Our success is based on the implementation of best safety practices and we invest heavily in customized loss prevention, proactively integrating core safety measures and real-time monitoring. Our services include underwriting, claims handling, loss control, and risk management, all reinforced by industry-savvy experts. Tradesman’s collaborative approach ensures you receive the expertise you need.
Speak with an Expert
![Tradesman Program Managers](https://rooseveltroadspecialty.com/wp-content/uploads/2023/09/program-logo-color-tradesman.png)
What We Write
Commercial Trade Contractors
Availability:
Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.
Target Classes:
Carpentry, Concrete, Drywall, Electrical, Excavating, Framing, Grading, Masonry, Mechanical, Painting, Paving, Plastering, Plumbing, Steel Ornamental, Steel Structural, Tile Work-Indoor, Wallboard Install, HVAC
- Trade Contractors (subcontracting less than 25% of work)
- Non-Construction Defect States for residential Construction will not be considered in specific states
Features:
- Admitted (NJ & NY) & Non-Admitted (all other available states). We also write Out-of-State Subcontractors
- Limits – $1M/$2M (Outside NY) up to $2M/$4M Primary Layer – $10M Total Aggregate (Subject to UW discretion) – Minimum Deductible (NY & NJ) $25K – All other states $10K
Eligibility Map
For general questions/inquiries, please contact:
info@tradesmanprogram.com
For all claims inquiries, please contact:
claims@tradesmanprogram.com
For all submission inquiries, please contact:
submissions@tradesmanprogram.com
For all audit inquiries, please contact:
audit@tradesmanprogram.com
Commercial General Contractors
Availability:
Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.
Target Classes:
- General Contractors with incidental payroll. Majority of work must be subcontracted out.
- Targeted Sales* $25M+ in NY & NJ; $15M+ all other states.
*may consider lower sales on case by case basis.
Features:
Admitted policy (NJ & NY) & Non-Admitted (all other available states)
Limits:
- $2M/$4M Primary
- $8M Excess GL Only ($3M Lead XS $5M High XS)
- Up to $10M Aggregate (GL Only)
- Minimum Deductible (NY & NJ) $25K – All other states $10K
Eligibility Map
For general questions/inquiries, please contact:
info@tradesmanprogram.com
For all claims inquiries, please contact:
claims@tradesmanprogram.com
For all submission inquiries, please contact:
submissions@tradesmanprogram.com
For all audit inquiries, please contact:
audit@tradesmanprogram.com
Program Highlights:
- Select Broker Distribution
- Admitted GL & XS Policies
- Primary Non-Contributory
- Waiver of Subrogation
- Blanket Additional Insured
- Per Project Aggregate capped at $10M
- NY Labor Law Coverage is Provided
Services:
- Underwriting and policy issuance
- Multi-line P&C claims handling performed by licensed adjusters
- Loss control and risk management services
- Best-in-Class risk management SaaS platform
Applications
Name | Format | Download / Form |
Tradesman Broker Appointment Questionnaire | Online Form | |
Tradesman Supplemental Application | Download | |
Tradesman WIP (Work In Progress) Schedule | Download | |
Tradesman Subcontractor's Schedule | Download | |
Tradesman General Liability Claim | Online Form | |
Workers' Compensation Incident | Online Form | |
TPM Regulatory Disclosure | Download | |
Auto & Artisan Contractors General Liability & Excess Liability Application | Download | |
Auto Supplemental Application – NY State Only | Download | |
Auto Supplemental Application – CA State Only | Download |
Why Work with Tradesman Program Managers?
![](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-insurance-experience.png)
25+ Years of insurance experience
![Industry Expertise](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-industry-expertise.png)
Industry Expertise
![](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-specialized-coverages.png)
Specialized Coverages
![Specialty MGU service platform](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-mgu-service-platform.png)
Specialty MGU service platform
![Experienced Management Team](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-mgmt-team.png)
Experienced Management Team
![Impressive U/W Performance](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-uw-performance.png)
Impressive U/W Performance
![Roosevelt Road Re Capacity](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-recapcity.png)
Roosevelt Road Re Capacity
![Diverse panel of 30+ Authorized Reinsurers](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/icon-authorized-reinsurers.png)
Diverse panel of 30+ Authorized Reinsurers
Our Team
The TRADESMAN management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.
![Dan Hickey](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/dan-hickey-1.jpg)
Dan Hickey
![Rick Ecklord](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/rick-ecklord.jpg)
Rick Ecklord
![Thomas Kelly](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/thomas-kelly.jpg)
Thomas Kelly
![Sean McDonnell](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/sean-mcdonnell.jpg)
Sean McDonnell
![Joe Mercurio Jr](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/joe-mercurio.jpg)
Joe Mercurio Jr
![Jennifer Pymm](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/jennifer-pymm-1.jpg)
Jennifer Pymm
![Samuel Hickey, CRIS](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/sam-hickey.jpg)
Samuel Hickey, CRIS
![Jim Kilduff](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/jim-kilduff.jpg)
Jim Kilduff
![Greg Jablonsky](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/greg-jablonsky.jpg)
Greg Jablonsky
![Al Gutierrez](https://rooseveltroadspecialty.com/wp-content/uploads/2024/04/al-gutierrez.jpg)
Al Gutierrez
Phone
Phone
![](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/thomas-kelly.jpg)
Thomas Kelly
General Counsel
Phone
Phone
- Structure Tone- 10 Columbus Circle (SSM)
- Roger & Sons/Turner Construction- 66 Hudson Blvd (SSM)
- AECOM Tishman- Hudson Yards Tower E (CSFSM)
- W&W Steel Erectors- Hudson Yards Retail and Tower A(Safety Manager)
- Yonkers Contracting- Montreign Resort Casino at Adelaar (Safety Rep.)
- Belway Electric- Regeneron Pharmaceuticals (Safety Rep.)
- Lendlease- Winthrop University Hospital (Safety Rep.)
- Certified Safety Professional (CSP)
- Licensed NYC Site Safety Manager (SSM)
- Associate Safety Professional (ASP)
- Construction Health and Safety Technician (CHST)
- 62 Supervisor SST Card
- OSHA Authorized Construction Trainer
- National Safety Council Defensive Driving Instructor
- Construction Site Fire Safety Manager (CSFSM)
- ATSSA Certified Flagging Instructor
- ATSSA Certified Traffic Control Supervisor
- 32 Hour Signal Person/Rigging Supervisor Trainer
- 32 Hour Rigging Supervisor
Phone
Phone
Phone
Phone
![](https://rooseveltroadspecialty.com/wp-content/uploads/2024/04/al-gutierrez.jpg)
Al Gutierrez
VP of Broker Relations-West Coast
Phone
FAQs
Submission Requirements
To obtain a quote with the best possible terms, we need:- Five years of currently valued loss runs within 90 days of the renewal date for GL
- Current copy of the insured’s Contractors State License
- Current “Work in Progress” schedule
- Completed ACORD application including:
-
-
- Expiring premium
- 5 years of previously audited premiums
- Completed Contractors Supplemental application
-
- Loss control: Full pre-bind inspection of exterior work and post-bind verification inspections
- Loss ratio: Five-year average loss ratio must not exceed 50%. Underwriting will review frequency vs. severity scenarios to determine binding.
- Minimum length of time in business: Five years
- Minimum premium: New York, New Jersey – $300,000
- Large Loss Summary: Accounts with a loss exceeding $25,000 must provide a detailed claim summary.
Carrier Partner
![Clear Blue Insurance Group](https://rooseveltroadspecialty.com/wp-content/uploads/2023/10/logo-clear-blue-300x72.png)
Claims Partners
![Gallagher Bassett](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-gallagher-bassett.jpg)
![Goldberg Segalla](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-goldberg-segalla.jpg)
![Pillinger, Miller, Tarallo](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-pmt.jpg)
![Fuchs Rosenzweig PLLC](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-fuchs-rosenzweig.jpg)
![Power Investigations](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-power-investigations.jpg)
Claims Highlights
- 8 in-house Labor Law Attorneys
- Semi – Annual Claim Review
- Quarterly WC Loss Run Reviews
- Aggressive NYLL Fraud Investigation
- Claim Oversight Manager Dedicated to each Insured
- Early Reporting Training
Loss Control Partners
![Fieldflo](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-fieldflo.jpg)
- Time Tracking & Payroll
- Online Training and Certificate Tracking
- Safety Management System
![Samsara](https://rooseveltroadspecialty.com/wp-content/uploads/2023/12/partner-samsara.jpg)
- Ai Dash Cams
- Driver Safety & Coaching
- Site Visibility
- GPS Fleet Tracking
Loss Control Highlights
- Over 1,200 site visits annually
- Monthly or bi-weekly visits for each insured
- real time post incident investigations
- Free HASP consultations
- OSHA & DOB updates
- In office Safety Consultations
Risk Engineering:
Each client will receive risk engineering services through the nation’s leading safety management team.
- Monthly field visits
- Annual Risk Summaries
- Embedded Technology
- Incident reporting
- Accident investigations
- Full risk assessments (GC)
- Client Risk Apps