Trade Contractors & Construction Insurance
Tradesman is a market-leading insurance solution for the industry’s best trade and general contractors. Our program offers specialized coverages tailored to meet the needs of contractor and construction risks.
About Tradesman Program Managers
Tradesman Program Managers (Tradesman) operates under a limited distribution model with appointed agencies and specializes in tailored General Liability Coverage for the construction industry. Our unique program combines expert underwriting, state-of-the-art technology, comprehensive loss control and risk mitigation to address industry-specific risks. Our success is based on the implementation of best safety practices and we invest heavily in customized loss prevention, proactively integrating core safety measures and real-time monitoring. Our services include underwriting, claims handling, loss control, and risk management, all reinforced by industry-savvy experts. Tradesman’s collaborative approach ensures you receive the expertise you need.
Speak with an Expert
What We Write
Commercial Trade Contractors
Availability:
Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.
Target Classes:
Carpentry, Concrete, Drywall, Electrical, Excavating, Framing, Grading, Masonry, Mechanical, Painting, Paving, Plastering, Plumbing, Steel Ornamental, Steel Structural, Tile Work-Indoor, Wallboard Install, HVAC
- Trade Contractors (subcontracting less than 25% of work)
- Non-Construction Defect States for residential Construction will not be considered in specific states
Features:
- Admitted (NJ & NY) & Non-Admitted (all other available states). We also write Out-of-State Subcontractors
- Limits – $1M/$2M (Outside NY) up to $2M/$4M Primary Layer – $10M Total Aggregate (Subject to UW discretion) – Minimum Deductible (NY & NJ) $25K – All other states $10K
Eligibility Map
For general questions/inquiries, please contact:
info@tradesmanprogram.com
For all claims inquiries, please contact:
claims@tradesmanprogram.com
For all submission inquiries, please contact:
submissions@tradesmanprogram.com
For all audit inquiries, please contact:
audit@tradesmanprogram.com
Commercial General Contractors
Availability:
Available in AL, AZ, CA, CT, FL, GA, LA, MA, NC, NJ, NM, NY, PA, SC, TX & VA and other states as may be presented.
Target Classes:
- General Contractors with incidental payroll. Majority of work must be subcontracted out.
- Targeted Sales* $25M+ in NY & NJ; $15M+ all other states.
*may consider lower sales on case by case basis.
Features:
Admitted policy (NJ & NY) & Non-Admitted (all other available states)
Limits:
- $2M/$4M Primary
- $8M Excess GL Only ($3M Lead XS $5M High XS)
- Up to $10M Aggregate (GL Only)
- Minimum Deductible (NY & NJ) $25K – All other states $10K
Eligibility Map
For general questions/inquiries, please contact:
info@tradesmanprogram.com
For all claims inquiries, please contact:
claims@tradesmanprogram.com
For all submission inquiries, please contact:
submissions@tradesmanprogram.com
For all audit inquiries, please contact:
audit@tradesmanprogram.com
Program Highlights:
- Select Broker Distribution
- Admitted GL & XS Policies
- Primary Non-Contributory
- Waiver of Subrogation
- Blanket Additional Insured
- Per Project Aggregate capped at $10M
- NY Labor Law Coverage is Provided
Services:
- Underwriting and policy issuance
- Multi-line P&C claims handling performed by licensed adjusters
- Loss control and risk management services
- Best-in-Class risk management SaaS platform
Applications
| Name | Format | Download / Form |
| Tradesman Broker Appointment Questionnaire | Online Form | |
| Tradesman Supplemental Application | Download | |
| Tradesman WIP (Work In Progress) Schedule | Download | |
| Tradesman Subcontractor's Schedule | Download | |
| Tradesman General Liability Claim | Online Form | |
| Workers' Compensation Incident | Online Form | |
| TPM Regulatory Disclosure | Download | |
| Auto & Artisan Contractors General Liability & Excess Liability Application | Download | |
| Auto Supplemental Application – NY State Only | Download | |
| Auto Supplemental Application – CA State Only | Download |
Why Work with Tradesman Program Managers?
25+ Years of insurance experience
Industry Expertise
Specialized Coverages
Specialty MGU service platform
Experienced Management Team
Impressive U/W Performance
Roosevelt Road Re Capacity
Diverse panel of 30+ Authorized Reinsurers
Our Team
The TRADESMAN management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.
Dan Hickey
Founder
Rick Ecklord
CFO
Thomas Kelly
General Counsel
Sean McDonnell
CMO
Joe Mercurio Jr
SVP, Loss Control
Jennifer Pymm
Assoc General Counsel of Casualty
Samuel Hickey, CRIS
VP of Broker Relations-East Coast
Jim Kilduff
Director of Reinsurance
Greg Jablonsky
CIO
Al Gutierrez
VP of Broker Relations-West Coast
Anthony Dietz
Chief Underwriting Officer
Dan Hickey
Founder
To the International Insurance Industry, Daniel Hickey brings 27 years of diverse insurance experience across the Property & Casualty industry, which includes the independent agency system, Domestic Insurance Company and unprecedented understanding of the Bermuda Re-insurance marketplace. He graduated from Northeastern University in 1990 with a B.A. in Business Administration, majoring in finance with honors, (Cum Laude).Daniel served as CEO and Chairman of Majestic Holdings, LLC, a company he took public in 2005. Mr. Hickey led the negotiation and acquisition of Majestic Insurance Company. He succeeded in turning a B++ company into an A- “AM Best” rated company, grew premiums from roughly $50 million to over $150 million, and expanded the business into new states including NJ, NY, NV, and FL.Daniel Hickey Jr. has a thorough understanding of the intricacies of the insurance model from top to bottom, understands the role each key discipline plays in a successful operation and possesses the keen ability and vision to build and execute an effective company strategy.
Phone
845-453-1787
Rick Ecklord
CFO
Rick Ecklord is the Chief Financial Officer and joined in 2019 bringing 25 years of experience to the firm. Prior to joining TPM, Mr. Ecklord served as the President and COO of Sandell Re, Ltd. a Class 3A Bermuda Reinsurer, which he founded in 2014. During this period Mr. Ecklord also created a Joint Venture, SOBC Sandell, which focused on mid-cap investments in the insurance run-off space. He was with Sandell Asset Management, a Global Event Driven Hedge Fund, for 18 years where he was a Partner and Senior Managing Director. In this capacity he led investments in the Merger Arbitrage universe.Previously, Mr. Ecklord worked in Equity Derivative roles for Goldman Sachs, SLK Capital Markets and was a member of the American Stock Exchange. Mr. Ecklord graduated from The Citadel, The Military College of South Carolina in 1995 with a BS in Business Administration with a concentration in Finance.
Phone
917-617-8630
Thomas Kelly
General Counsel
Tom Kelly is a New York State admitted attorney who has practiced in New York for over 35 years. He is admitted to the Southern and Northern District Federal Courts as well as the 2nd Circuit Court of Appeals.Tom brings a wide range of experience to the company as his area of expertise is in personal injury litigation, insurance coverage disputes, and regulatory compliance. Tom has extensive experience in handling Labor Law Claims and will work hand in hand with our TPA and outside counsel to vigorously defend these actions. He is married with three children and sits on various civic minded boards in the Greater New York Area.Throughout his career, he has represented a number of insurance carriers including Main Street America, Liberty Mutual and Lloyds of London. He also represents several municipalities in defense of personal injury and constitutional violation claims including the City of Poughkeepsie Police, Town of Poughkeepsie and County of Dutchess.
Phone
914-474-1475
Sean McDonnell
CMO
Sean McDonnell has over 30 years of insurance experience and joins TPM after (10) years at RT Specialty where he brokered directors & officers and professional liability coverage. He began his career at Chubb & Son in 1989 as an excess umbrella underwriter, working in offices throughout Upstate NY and New York city. In 1995, Sean then joined Constitution Reinsurance in New York City as a facultative casualty underwriter and concentrated on general liability, umbrella and professional liability. In 2000, Sean then moved back to his hometown of Buffalo, NY and worked for American International Group as a Business Development Manager until late 2001 when joined Compensation Risk Managers, which was founded by Dan Hickey. Sean was regional sales manager and worked with independent agents throughout NY and NJ.
Phone
716-361-9505
Joe Mercurio Jr
SVP, Loss Control
Joe Mercurio has spent the last eight years of his career with Pro Safety Services, LLC as a Senior Safety Consultant. His experiences there include many big projects, such as:
- Structure Tone- 10 Columbus Circle (SSM)
- Roger & Sons/Turner Construction- 66 Hudson Blvd (SSM)
- AECOM Tishman- Hudson Yards Tower E (CSFSM)
- W&W Steel Erectors- Hudson Yards Retail and Tower A(Safety Manager)
- Yonkers Contracting- Montreign Resort Casino at Adelaar (Safety Rep.)
- Belway Electric- Regeneron Pharmaceuticals (Safety Rep.)
- Lendlease- Winthrop University Hospital (Safety Rep.)
- Certified Safety Professional (CSP)
- Licensed NYC Site Safety Manager (SSM)
- Associate Safety Professional (ASP)
- Construction Health and Safety Technician (CHST)
- 62 Supervisor SST Card
- OSHA Authorized Construction Trainer
- National Safety Council Defensive Driving Instructor
- Construction Site Fire Safety Manager (CSFSM)
- ATSSA Certified Flagging Instructor
- ATSSA Certified Traffic Control Supervisor
- 32 Hour Signal Person/Rigging Supervisor Trainer
- 32 Hour Rigging Supervisor
Phone
845-206-7220
Jennifer Pymm
Assoc General Counsel of Casualty
Jennifer Pymm, Esquire, is a seasoned legal professional currently serving as the Associate General Counsel at Tradesman Program Managers. Prior to this position, Jennifer served as SVP of Claims and Senior Litigation Manager.In her current role, Jennifer oversees the entire claims team, comprising both attorneys and seasoned claims executives. Her responsibilities extend to managing litigation and claims handled by Gallagher Bassett, Tradesman’s third-party administrator (TPA). She collaborates closely with defense counsel, leveraging her legal and claims background to achieve optimal outcomes in the cases under her purview. Jennifer also maintains active communication with brokers, providing updates and conducting regular claim reviews.Jennifer has over 13 years in private practice in New York and has worked for two large insurance carriers, where she developed a thorough perspective on claims, litigation, and coverage. Her supervisory role at a TPA further enhanced her skills and understanding of the intricacies involved in achieving favorable results for insured partners.Beyond her professional accomplishments, Jennifer appreciates the collaborative spirit at Tradesman, especially as the company has experienced significant growth during her three-year tenure.Jennifer is admitted to practice law in New York and holds additional admissions to the SDNY, EDNY, NDNY, the 2d Circuit, and the United States Supreme Court, highlighting her extensive legal expertise.
Phone
332-345-3716
Samuel Hickey, CRIS
VP of Broker Relations-East Coast
Sam Hickey is the Vice President of Broker Relations at Roosevelt Road Specialty. In this pivotal role, Sam dedicates his efforts to cultivating and strengthening broker relationships across all four verticals of the organization. With an extensive background in the New York construction market and a wealth of experience in both retail and wholesale sectors, Sam brings unparalleled expertise and insight to his position.Sam is committed to delivering Roosevelt Road’s value proposition on a national scale. Through a strategic distribution model, he highlights the company’s dedication to exceptional claims handling and superior loss control services, ensuring clients receive best-in-class support and solutions.Outside of his professional endeavors, Sam enjoys traveling, golfing, and spending quality time with friends and family, balancing a dynamic career with a fulfilling personal life.
Phone
845-392-3689
Greg Jablonsky
CIO
Greg Jablonsky has served as CIO of Roosevelt Road Specialty since 2021 and manages IT strategy and operations for all subsidiaries, including Roosevelt Road Reinsurance. His unique strength lies in attentive listening and effective communication. Greg is passionate about assisting and learning across business areas and routinely collaborates with the CFO on actuarial analyses. His fresh perspective enables seamless connections with different departments, enhancing overall efficiency. The most challenging aspect of Greg’s job is substantiating the time-intensive nature of IT projects to all parties involved. He takes pride in his career growth, maintaining a "What's Next" mindset. With eight years as a CIO, Greg's diverse experience includes roles at the New York Power Authority and IBM. He holds a Bachelor of Science in Information Systems from Pace University and enjoys golfing with members of the Buffalo Bills outside work.
Phone
332-345-3303
Al Gutierrez
VP of Broker Relations-West Coast
Al Gutierrez brings over three decades of expertise to his role as Vice President of Broker Relations for our expanding West Coast initiatives. Throughout his career, Al has held pivotal positions in both regional and national insurance agencies, as well as insurance carriers. He has a profound understanding of the commercial insurance landscape and easily navigates complex issues.Al has an unique ability to cultivate business relationships based on innovation, strategic foresight, and a commitment to excellence. This makes for “win-win-win” benefits for him, his brokers and the carriers he works with. His leadership skills, coupled with his valued expertise in underwriting, distribution, and product development, positions him as a trusted ally to brokers and carriers alike.Roosevelt Road Specialty will benefit from Al's strategic approach and adept negotiation skills as we expand our footprint across the U.S. In his role as VP of Broker Relations for the West Coast, he provides an innate understanding of the market, selfless support to our distribution partners, and the leverage that comes from our limited distribution model and cutting-edge underwriting platform.
Phone
(714) 875-1116
Anthony Dietz
Chief Underwriting Officer
Anthony Dietz is the Chief Underwriting Officer of Roosevelt Road Specialty, bringing over two decades of experience in the insurance industry. Prior to joining RRS, Anthony was the Head of Insurance Brokerage at Procore Risk Advisors and has held several senior leadership positions, including Senior Vice President at NFP, an Aon company, and Vice President at Arch Insurance Group Inc. His broad expertise spans underwriting, brokerage, and leadership within the insurance sector, having also served as Regional Manager at AIG.Anthony earned his bachelor's degree from Hofstra University, where he studied Finance and Business Law, and later received his MBA in Management from the Fordham Gabelli School of Business in New York City.
FAQs
What are the submission requirements?
Submission Requirements
To obtain a quote with the best possible terms, we need:
- Five years of currently valued loss runs within 90 days of the renewal date for GL
- Current copy of the insured’s Contractors State License
- Current “Work in Progress” schedule
- Completed ACORD application including:
- Expiring premium
- 5 years of previously audited premiums
- Completed Contractors Supplemental application
- Loss control: Full pre-bind inspection of exterior work and post-bind verification inspections
- Loss ratio: Five-year average loss ratio must not exceed 50%. Underwriting will review frequency vs. severity scenarios to determine binding.
- Minimum length of time in business: Five years
- Minimum premium: New York, New Jersey – $300,000
- Large Loss Summary: Accounts with a loss exceeding $25,000 must provide a detailed claim summary.
Submit your business to: submissions@tradesmanprogram.com
TRADESMAN requires insureds to allow loss control to inspect their facilities; Completed Operations, complaints, and failures will be studied, and any remediation attempts will be noted. Loss Control will confirm if any behavior modification programs have been implemented to prevent further loss exposure.
Who is the carrier partner for Tradesman?
Carrier Partner
Who are the claims partners for Tradesman?
Claims Partners
What are the claims highlights for Tradesman?
Claims Highlights
- 8 in-house Labor Law Attorneys
- Semi – Annual Claim Review
- Quarterly WC Loss Run Reviews
- Aggressive NYLL Fraud Investigation
- Claim Oversight Manager Dedicated to each Insured
- Early Reporting Training
Who are the loss partners for Tradesman?
Loss Control Partners
- Time Tracking & Payroll
- Online Training and Certificate Tracking
- Safety Management System
- Ai Dash Cams
- Driver Safety & Coaching
- Site Visibility
- GPS Fleet Tracking
What are the loss control highlights for Tradesman?
Loss Control Highlights
- Over 1,200 site visits annually
- Monthly or bi-weekly visits for each insured
- real time post incident investigations
- Free HASP consultations
- OSHA & DOB updates
- In office Safety Consultations
Risk Engineering:
Each client will receive risk engineering services through the nation’s leading safety management team.
- Monthly field visits
- Annual Risk Summaries
- Embedded Technology
- Incident reporting
- Accident investigations
- Full risk assessments (GC)
- Client Risk Apps
Proud Member of:
