Senior Living Insurance
Want to differentiate yourself from the competition, increase your business and enhance your retention rate?
CareAgents is the premier insurance solution for assisted living and skilled nursing communities, offering specialized coverages, advanced technology, and reinsurance support to help you meet the evolving needs of your senior living clients.
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About CareAgents
For over 20 years, CareAgents by K&B Specialty Insurance has been a trusted insurance leader in the senior living industry. Through strong partnerships with specialty brokers and risk management experts, we help senior living communities deliver high-quality care – reducing falls and pressure injuries – while also improving staff efficiency, increasing census, and lowering annual insurance claims.
Backed by deep market insight, decades of experience, and advanced technology, CareAgents delivers customized insurance solutions that create measurable value for your clients. Our holistic approach spans the entire claims lifecycle – from initial reporting and thorough investigation to legal defense – ensuring your interests are protected every step of the way.
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Who We Insure
Business Classes
At CareAgents, we underwrite the following business classes:
- Nursing Homes
- Independent Living Facilities
- Adult Day Care
- Assisted Living Facilities
- CCRC’s
- Hospice
- Home Health Care when attached to a facility
Eligibility Map
Program Highlights:
CareAgents provides the following limits of liability and policy features:
- $1M/$3M limits per location
- $10M aggregate
- $100K minimum premium
- Claims made – incident sensitive
- First dollar available on select accounts
- Deductible / SIR / Corridors
Applications
| Name | Format | Download / Form |
| Broker Appointment Questionnaire | Online Form | |
| Facility Supplemental Application | Download | |
| Main Supplemental Application | Download | |
| Auto Supplemental Application | Download | |
| Hired Auto Supplemental Application | Download |
Submission and Carrier Information
Submission Requirements
To obtain a quote with the best possible terms, we need:
- Main & Facility supplemental applications
- Five (5) years of currently valued loss runs with details on all claims over $100k
- State survey reports for the recent 15 months (including corrective action plans)
- Financials
- Licenses for Each Location
- Current Policy Dec Page
Carrier Partner

Why Work with CareAgents?
From predictive AI and the industry’s leading wound care automation platform to customized risk assessments, CareAgents partners with top technology experts to deliver best-in-class risk management solutions for senior living communities.
VirtuSense’s AI sensors detect movements to predict falls 60 to 90 seconds before they happen, preventing more than 80% of falls.
Our Team
The CareAgents management team brings deep expertise across the MGA and reinsurance sectors, with a proven track record of successfully navigating today’s complex market landscape.
Daniel Hickey Jr.
Rick Ecklord
Thomas Kelly
Anthony Dietz
Sean McDonnell
Greg Jablonsky
Bryan Baird
Rian Girard
Samuel Hickey
Carrie Ginchereau
Mark McDonnell
Roger Flores
Joe Mercurio Jr.
Jeff Feldman
Anthony Baird
Al Gutierrez
Kristin Thorne
Jocelyn Kelly
Jim Kilduff
Toni Malicdem
Marc Michalewsky
Morgan Corbett
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Anthony Dietz is a seasoned insurance executive with over 25 years of experience in underwriting, brokerage, and executive leadership. He currently serves as the Chief Underwriting Officer at Roosevelt Road Specialty, where he oversees all Managing General Underwriter (MGU) units nationwide. In this role, he focuses on developing specialized coverages for construction projects and wrap-up programs.
Prior to joining Roosevelt Road Specialty in August 2024, Anthony was the Head of Insurance Brokerage at Procore Risk Advisors. There, he led initiatives to modernize the insurance buying process for construction clients, advocating for data-driven risk management and more nuanced underwriting approaches.
Anthony's earlier career included senior leadership positions such as Senior Vice President at NFP (an Aon company), Vice President at Arch Insurance Group Inc., and Regional Manager at AIG. His expertise encompasses brokerage, underwriting, and team leadership across various sectors of the insurance industry.
He holds a Bachelor of Business Administration in Finance and Business Law from Hofstra University and an MBA in Management from the Fordham Gabelli School of Business.
Anthony continues to influence the insurance industry through his leadership and innovative approaches to risk management
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Morgan Corbett
Marketing and Operations Assistant