
Senior Living Insurance
Want to differentiate yourself from the competition, increase your business and enhance your retention rate?
CareAgents is the premier insurance solution for assisted living and skilled nursing communities, offering specialized coverages, advanced technology, and reinsurance support to help you meet the evolving needs of your senior living clients.
Home » Our Specialties » Senior Living Insurance
About CareAgents
For over 20 years, CareAgents by K&B has been a trusted insurance leader in the senior living industry. Through strong partnerships with specialty brokers and risk management experts, we help senior living communities deliver high-quality care – reducing falls and pressure injuries – while also improving staff efficiency, increasing census, and lowering annual insurance claims.
Backed by deep market insight, decades of experience, and advanced technology, CareAgents delivers customized insurance solutions that create measurable value for your clients. Our holistic approach spans the entire claims lifecycle – from initial reporting and thorough investigation to legal defense – ensuring your interests are protected every step of the way.
Speak with an Expert

Who We Insure
Business Classes
At CareAgents, we underwrite the following business classes:
- Nursing Homes
- Independent Living Facilities
- Adult Day Care
- Assisted Living Facilities
- CCRC’s
- Hospice
- Home Health Care when attached to a facility
Eligibility Map
Program Highlights:
CareAgents provides the following limits of liability and policy features:
- $1M/$3M limits per location
- $10M aggregate
- $100K minimum premium
- Claims made – incident sensitive
- First dollar available on select accounts
- Deductible / SIR / Corridors
Applications
Name | Format | Download / Form |
Broker Appointment Questionnaire | Online Form | |
Facility Supplemental Application | Download | |
Main Supplemental Application | Download | |
Auto Supplemental Application | Download | |
Hired Auto Supplemental Application | Download |
Submission and Carrier Information
Submission Requirements
To obtain a quote with the best possible terms, we need:
- Main & Facility supplemental applications
- Five (5) years of currently valued loss runs with details on all claims over $100k
- State survey reports for the recent 15 months (including corrective action plans)
- Financials
- Licenses for Each Location
- Current Policy Dec Page
Carrier Partner
Why Work with CareAgents?
From predictive AI and the industry’s leading wound care automation platform to customized risk assessments, CareAgents partners with top technology experts to deliver best-in-class risk management solutions for senior living communities.
VirtuSense’s AI sensors detect movements to predict falls 60 to 90 seconds before they happen, preventing more than 80% of falls.
Our Team
The CareAgents management team brings deep expertise across the MGA and reinsurance sectors, with a proven track record of successfully navigating today’s complex market landscape.

Dan Hickey Jr.

Rick Ecklord

Thomas Kelly

Anthony Dietz

Sean McDonnell

Greg Jablonsky

Bryan Baird

Rian Girard

Samuel Hickey

Carrie Ginchereau

Mark McDonnell

Roger Flores

Joe Mercurio Jr.

Jeff Feldman

Anthony Baird

Al Gutierrez

Kristin Thorne

Jocelyn Kelly

Jim Kilduff

Toni Malicdem

Marc Michalewsky
Phone
Business Unit
Phone
Business Unit
Phone
Business Unit
Anthony Dietz is a seasoned insurance executive with over 25 years of experience in underwriting, brokerage, and executive leadership. He currently serves as the Chief Underwriting Officer at Roosevelt Road Specialty, where he oversees all Managing General Underwriter (MGU) units nationwide. In this role, he focuses on developing specialized coverages for construction projects and wrap-up programs.
Prior to joining Roosevelt Road Specialty in August 2024, Anthony was the Head of Insurance Brokerage at Procore Risk Advisors. There, he led initiatives to modernize the insurance buying process for construction clients, advocating for data-driven risk management and more nuanced underwriting approaches.
Anthony's earlier career included senior leadership positions such as Senior Vice President at NFP (an Aon company), Vice President at Arch Insurance Group Inc., and Regional Manager at AIG. His expertise encompasses brokerage, underwriting, and team leadership across various sectors of the insurance industry.
He holds a Bachelor of Business Administration in Finance and Business Law from Hofstra University and an MBA in Management from the Fordham Gabelli School of Business.
Anthony continues to influence the insurance industry through his leadership and innovative approaches to risk management
Business Unit
Phone
Business Unit
Phone
Business Unit
Phone
Business Unit
Business Unit
Phone
Business Unit
Phone
Business Unit
Phone
Business Unit
Phone
Business Unit
Joe Mercurio Jr. is Senior Vice President of Loss Control at Tradesman Program Managers and has been instrumental in promoting safety across some of the most complex and high-profile construction projects in the New York metropolitan area. His project portfolio includes serving as Site Safety Manager for Structure Tone at 10 Columbus Circle and for Roger & Sons/Turner Construction at 66 Hudson Boulevard. He also served as Construction Site Fire Safety Manager for AECOM Tishman at Hudson Yards Tower E. Additional roles include Safety Manager for W&W Steel Erectors at Hudson Yards Retail and Tower A, and Safety Representative for Yonkers Contracting at the Montreign Resort Casino, Belway Electric at Regeneron Pharmaceuticals, and Lendlease at Winthrop University Hospital.
Joe holds numerous industry certifications and is committed to upholding the highest standards in construction safety. He is a Certified Safety Professional (CSP), Associate Safety Professional (ASP), and Licensed NYC Site Safety Manager (SSM). His qualifications also include Construction Health and Safety Technician (CHST), Construction Site Fire Safety Manager (CSFSM), and OSHA Authorized Construction Trainer. He holds a 62-Hour Supervisor SST Card, and is certified as a National Safety Council Defensive Driving Instructor, ATSSA Flagging Instructor, and Traffic Control Supervisor. He is also qualified as a 32-Hour Signal Person/Rigging Supervisor Trainer and a 32-Hour Rigging Supervisor.
Joe’s depth of knowledge, extensive field experience, and dedication to safety make him a trusted leader in construction risk management and site safety operations.