Senior Living Insurance
Want to differentiate yourself from the competition, increase your business and enhance your retention rate?
CareAgents, today’s leading insurance program for assisted living and skilled nursing communities, can help you meet the needs of your senior living clients with specialized coverages, smart technology, and reinsurance capabilities.
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About CareAgents
For more than 20 years, CareAgents by K&B has been an insurance leader in the senior living industry. Through our established relationships with specialty brokers and risk management partners, senior living facilities can provide high-quality care to their residents while increasing staff efficiency, reducing annual falls and pressure injuries, increasing their census, and seeing a reduction in annual insurance claims.
CareAgents has the market intelligence, experience, and advanced technology to provide a customized program with real value for your clients. We provide a holistic approach, encompassing every aspect of the incident from reporting the claim, through the investigative process, and a legal defense team dedicated to protecting your interests in all claims.
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Who We Insure
Business Classes
At CareAgents, we underwrite the following business classes:
- Nursing Homes
- Independent Living Facilities
- Adult Day Care
- Assisted Living Facilities
- CCRC’s
- Hospice
- Home Health Care when attached to a facility
Eligibility Map
Program Highlights:
CareAgents provides the following limits of liability and policy features:
- $1MM/$3MM limits per location
- $10MM aggregate
- $100k minimum premium
- Claims made – incident sensitive
- First dollar available on select accounts
- Deductible / SIR / Corridors
Applications
Name | Format | Download / Form |
Broker Appointment Questionnaire | Online Form | |
Facility Supplemental Application | Download | |
Main Supplemental Application | Download | |
Auto Supplemental Application | Download |
Submission and Carrier Information
Submission Requirements
To obtain a quote with the best possible terms, we need:
- Main & Facility supplemental applications
- Five (5) years of currently valued loss runs with details on all claims over $100k
- State survey reports for the recent 15 months (including corrective action plans)
- Financials
- Licenses for Each Location
- Current Policy Dec Page
Carrier Partner
Why Work with CareAgents?
Our Team
The CareAgents management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.
Dan Hickey
Rick Ecklord
Thomas Kelly
Anthony Dietz
Sean McDonnell
Greg Jablonsky
Bryan Baird, RPLU
Rian Girard, CPCU
Samuel Hickey, CRIS
Carrie Ginchereau
Mark McDonnell
Roger Flores
Joe Mercurio, Jr.
Jeff Feldman
Anthony Baird
Al Gutierrez
Chris Enderes
Dawn Argue
Jocelyn Kelly
Jim Kilduff
Paula Negro
Toni Malicdem
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Thomas Kelly
General Counsel
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Mark McDonnell
SVP-Business Auto
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Roger Flores
SVP-Business Auto
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- Structure Tone- 10 Columbus Circle (SSM)
- Roger & Sons/Turner Construction- 66 Hudson Blvd (SSM)
- AECOM Tishman- Hudson Yards Tower E (CSFSM)
- W&W Steel Erectors- Hudson Yards Retail and Tower A(Safety Manager)
- Yonkers Contracting- Montreign Resort Casino at Adelaar (Safety Rep.)
- Belway Electric- Regeneron Pharmaceuticals (Safety Rep.)
- Lendlease- Winthrop University Hospital (Safety Rep.)
- Certified Safety Professional (CSP)
- Licensed NYC Site Safety Manager (SSM)
- Associate Safety Professional (ASP)
- Construction Health and Safety Technician (CHST)
- 62 Supervisor SST Card
- OSHA Authorized Construction Trainer
- National Safety Council Defensive Driving Instructor
- Construction Site Fire Safety Manager (CSFSM)
- ATSSA Certified Flagging Instructor
- ATSSA Certified Traffic Control Supervisor
- 32 Hour Signal Person/Rigging Supervisor Trainer
- 32 Hour Rigging Supervisor
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Jeff Feldman
SVP-Claims
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Al Gutierrez
VP-Broker Relations West Coast
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Chris Enderes
VP-Broker Relations Southeast
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Dawn Argue
AVP-Property Underwriting
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Paula Negro
Director of Marketing
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Toni Malicdem
Senior Clinical Risk Manager