Senior Living Insurance
Want to differentiate yourself from the competition, increase your business and enhance your retention rate?
CareAgents, today’s leading insurance program for assisted living and skilled nursing communities, can help you meet the needs of your senior living clients with specialized coverages, smart technology, and reinsurance capabilities.
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About CareAgents
For more than 20 years, CareAgents by K&B has been an insurance leader in the senior living industry. Through our established relationships with specialty brokers and risk management partners, senior living facilities can provide high-quality care to their residents while increasing staff efficiency, reducing annual falls and pressure injuries, increasing their census, and seeing a reduction in annual insurance claims.
CareAgents has the market intelligence, experience, and advanced technology to provide a customized program with real value for your clients. We provide a holistic approach, encompassing every aspect of the incident from reporting the claim, through the investigative process, and a legal defense team dedicated to protecting your interests in all claims.
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Who We Insure
Business Classes
At CareAgents, we underwrite the following business classes:
- Nursing Homes
- Independent Living Facilities
- Adult Day Care
- Assisted Living Facilities
- CCRC’s
- Hospice
- Home Health Care when attached to a facility
Eligibility Map
Program Highlights:
CareAgents provides the following limits of liability and policy features:
- $1MM/$3MM limits per location
- $10MM aggregate
- $100k minimum premium
- Claims made – incident sensitive
- First dollar available on select accounts
- Deductible / SIR / Corridors
Applications
Name | Format | Download / Form |
Broker Appointment Questionnaire | Online Form | |
Facility Supplemental Application | Download | |
Main Supplemental Application | Download | |
Auto Supplemental Application | Download |
Submission and Carrier Information
Submission Requirements
To obtain a quote with the best possible terms, we need:
- Main & Facility supplemental applications
- Five (5) years of currently valued loss runs with details on all claims over $100k
- State survey reports for the recent 15 months (including corrective action plans)
- Financials
- Licenses for Each Location
- Current Policy Dec Page
Carrier Partner
Why Work with CareAgents?
Our Team
The CareAgents management team is comprised of seasoned experts with extensive experience across the MGA and reinsurance industry, and the proven ability to navigate today’s market.
Bryan Baird, RPLU
Dan Hickey
Rick Ecklord
Thomas Kelly
Jim Kilduff
Greg Jablonsky
Anthony Baird
Rian Girard, CPCU
Jeff Feldman
Anthony Dietz
Carrie Ginchereau, CPA
Phone
Phone
Phone
Thomas Kelly
General Counsel
Phone
Phone
Phone
Jeff Feldman
Senior Vice President, Claims